AYL
Agentic Youth Layer Turning potential into employability
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For Young People

Your work history
finally works
for you.

You have skills. You have experience. You have been reliable and hardworking. AYL makes all of that visible — permanently — so you never have to start from zero again.

The Problem AYL Solves for You

Why your hard work
hasn't been rewarded — yet

01
No one can verify what you've done
You completed a TVET course. You worked that gig. You showed up every day and your supervisor was happy. But when you go to the next employer — they can't see any of it. AYL changes that.
02
CVs don't capture your real value
A one-page CV cannot show that you are reliable, that you finish what you start, that your colleagues trust you. AYL builds a rich, verified behavioural profile that actually represents you.
03
Banks can't see your income potential
Without a formal employment record, banks won't lend to you even if you have steady income from gigs. Your AYL Employability Score feeds directly into UBL financial services — making you bankable.
How to Join

Register in 3 minutes.
Build for life.

Joining AYL is completely free. You do not need a smartphone. You do not need to visit an office. You do not need any documents to get started — though adding them unlocks more features.

1
Register via USSD, WhatsApp or Web
Dial *123# on any phone, send "JOIN AYL" to our WhatsApp number (+233 500 285 882), or visit ayl.ublafrica.com on any browser. You will be asked for your name, age, phone number and location. That is all. Your Agentics Youth ID is created instantly.
Free · 3 minutes · No smartphone needed
2
Build your baseline profile
Tell AYL about what you have done — training courses, jobs, skills, languages. This is your starting point. Do not worry about being comprehensive — AYL will keep building your profile automatically over time as you complete activities through partner institutions.
Self-asserted to start · Verified over time
3
Verify your identity (optional but powerful)
Link your Ghana Card to move to Level 1 verification — this immediately strengthens your Employability Score signal and unlocks more employer access. If a TVET, employer or partner can attest your identity, Level 2 gives you full system access and the strongest possible profile.
Ghana Card · TVET · Employer · Partner attestation
4
Complete activities through AYL partners
Join a TVET course, complete a gig, take on a job through an AYL-connected employer — and every activity automatically adds to your Skills & Behaviour Graph. Every course completed, every positive supervisor rating, every consistent week of attendance builds your score without you having to do anything extra.
Automatic · No extra effort · Builds over time
5
Access your score and matched opportunities
View your Employability Score anytime. See exactly what is driving it and what to do to improve each index. Receive job matches directly to your phone — tailored to your verified skills and score level. No applying blindly. No waiting for callbacks that never come.
Real-time score · Direct job matches · Improvement guidance
6
Progress to financial services via UBL
Once your AYL score reaches a stable level and you have consistent employment, you are automatically eligible for UBL financial services — savings products, micro-credit and eventually full banking. Your employability record becomes your financial identity. The journey from invisible to fully bankable — completed.
Connects to UBL · Savings · Micro-credit · Full banking
What You Get

The benefits of being
on AYL

Immediate Benefits
A unique Agentics Youth ID that proves your identity to any employer in Ghana instantly
A live Employability Score that employers can query — replacing the unreliable CV
Access to job matches curated to your actual verified skills — not just your stated ones
A score improvement guide that tells you exactly what to do next to get better roles
Long-Term Benefits
A permanent, portable record that travels with you across employers, cities and countries
Access to UBL financial services — savings, credit and banking — once your score reaches stability
Ability to apply for security and public service roles through AYL's digital, crowd-free intake process
A record that ECOWAS partner countries will eventually recognise — your ID travels beyond Ghana
Security & Privacy
Your data is protected under Ghana's Data Protection Act 2012 — you own your record
You control which employers can see your profile — consent is required for every query
You can appeal any score decision — every driver is explained and contestable
AYL will never sell your data to advertisers or use it for any purpose other than employment
It Is Always Free for Youth
Registration is free and will always be free for individual young people
Viewing your own score, profile and improvement guidance costs nothing
Receiving job matches and employer invitations is free
AYL is funded by employers and institutions who use the platform — not by youth

Your potential is real.
Now make it visible.

Join AYL today. Free. No smartphone. No fee. Your track record starts building from the moment you register.

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